Young driver insurance for 21 and older
Why MyFirst?
Cheaper insurance for younger drivers
There are a number of things you can do that may reduce your premium. Demonstrating good driving habits via black box insurance, undertaking to limit the hours and mileage you do – and choosing a sensible, low insurance group car – can all help.
Cheaper insurance for boys and girls
Insurance for both boys and girls can hugely vary, and there are a number of factors you may not be aware of that can help you get the best deal. We’ll do the shopping around for you and even recommend a specific policy.
Under 25 car insurance
Insurance companies price premiums according to general trends. Unfortunately, however careful a driver you may be, as an under-25, your premiums will be much higher than an older driver’s because the probability is higher that you’ll have a serious accident.
How do I get the best young driver insurance?
Choose the right car
Deciding what car to buy is a big decision. Look for something in one of the lowest insurance bands and you will save money. The GTi may have to wait!
Add an experienced driver
Add an older, more experienced driver who needs access to the car to the policy. It may help reduce the premium. But be careful that you’re not ‘fronting’.
Improve security
If you can show that you are using additional security measures – a high spec alarm, for example – insurers may reward you with a lower premium.
Choose the right cover
Fully comprehensive insurance offers the most protection, but if you’re on a tight budget, you may wish to consider third party cover only.
Steer clear of modifications
Car modifications might look great and add performance… but they’re likely to add to your premium, too. Stick with a production model and save money!
Advanced driving
If you can get an advanced driver qualification, insurers are likely to regard you as a lesser risk – and offer lower premiums for cover.
