Insuring a car left at home

For students leaving their car at home

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Student Driver Insurance

Great value insurance for student drivers who leave their car at home.

If you’re going to be away from home studying, you need to manage your finances carefully. If you think you can manage without a car, leaving it at home could be a great way to save money.

Leaving your car at home?  You could be saving money.

Around half of all students in the UK have a driving license, but only around a third of them take their car with them when it comes you moving to college or university. What many people don’t realise is that, in addition to saving money on fuel, parking, you should also see a benefit in reduced insurance costs.

What insurance do I need if I’m leaving my car at home?

Even if your car is going to sit on the drive or in the garage for a month or two, you’re still legally obliged to insure it. The only way round that is to declare it off-road through a SORN (Statutory Off-Road Notification). Assuming you’re not planning to do that, you could save money on your insurance because you’ll naturally be doing very low mileage.

Here at MyFirstUK, we specialise in insurance for young, new and learner drivers. We work with a range of leading insurers and can access policies specifically designed to meet the requirements of a new or young driver. Simply give us some basic details and we’ll do the rest. We’ll research policy options for you, get comparative quotes so that you can compare, and even advise you on which policy we think best fits your needs.

Looking for student driver insurance?

We can help! Contact us today for free quotes.

0333 305 5116

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What might help with cheaper student car insurance?

If you’re a student who is planning to leave their car at home, there are a number of things that you can do, or declare to your insurer that may help reduce your insurance costs.

Tailored cover

Don’t go for a standard cover that may provide you with insurance that you don’t need. Some insurers provide policies specifically for low mileage.

Reduce your mileage

If you’re not with your car, you won’t be piling the miles on. Many insurers recognise that reduced mileage means less risk of an accident.

Install telemetrics

Agreeing to get a black box installed means insurers can see what you are doing – and reward you for low mileage and sensible driving style.

0333 305 5116

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Student driver leaving your car at home?  Save today.

Call today and we’ll find the right policy for you.

Ways to save money on student car insurance

If you are leaving your car at home, your policy will probably be cheaper than if you’re taking it to university. To ensure you benefit from a discount, make sure you clarify a number of points. You’ll be vastly reducing your mileage, so ensure that’s reflected in the policy. In addition, if the car is being stored off road on a private drive or garage, point that out. Insurers will see that your car is at a reduced risk.

Why buy my student car insurance through a broker?

The advantage of buying your student car insurance through MyFirstUK is that we are specialist. That means accost a host of policies from a range of leading providers at attractive rates. We can help you find a policy that matches your criteria. Every week, insurers launch new policies with features which may or not be suitable for your individual needs.

Brokers know how to read the fine print of policies – and can help you through the claims process in the unfortunate event that you have to seek compensation. They can also advise you on such aspects as:

  • No claims bonuses
  • Shared insurance policies
  • Short-term cover
  • Fully comprehensive vs. third party, fire and theft insurance

Looking for student driver insurance?

We can help! Contact us today for free quotes.

0333 305 5116

Contact us

Black box insurance for students leaving their car at home

There are a range of policies now available that require you to fit a black box. Sometimes called telemetric insurance, black box cover can be a way for students to save money on their insurance. The back box measures your driving style – as well as how much driving you’re actually doing. Its a way to demonstrate to the insurers that you aren’t doing too many miles and that you drive sensibly.

The cost of installing the box is typically saved through the reduced insurance premium that you pay. In addition, assuming that you are driving sensibly, its likely to help with reduced premiums at renewal.

Black box insurance can be a great option for students who will be leaving their car at home. The insurance company get a full view of the little use that its getting and reward you with a reduced premium.

0333 305 5116

Contact us

Student driver? Want to save money?

Call today and we’ll find the right policy for you.