Student Driver Car Insurance

Cheap Student Car Insurance

A student life is never cheap. Tuition fees, accommodation costs and living expenses all quickly add up to eye-watering amounts. The last thing you want to add to your budget is car insurance. However, when you have invested time and money into learning to drive, it would be a shame to miss out on the freedom of driving your car. After all, as a student, a car gives you greater convenience, practicality and more opportunities for your adventures during your student days. To help you save as much money as possible as a student, MyFirst offers specialist car insurance for students. We search for the best deals to save you money but also save you time too. You can search for a quote online or chat with our helpful advisors via web chat or on the phone.

Why Do I Need Student Car Insurance?

If you have a car and use it, then your vehicle needs to be insured. Even if you leave your car at home when you go to college or university, your vehicle will still require insurance or, if it is not in use, it will need a Statutory Off Road Notice (SORN). It is important that you always have insurance or a SORN in place so that you can comply with the Continuous Insurance Enforcement legislation. Failure to do so is an offence and may lead to a fine.

Save Money With Car Insurance For Students

Many students fall into the 17-25-year-old age category which is a high risk age range for insurers. This is due to the increased risk for accident and claims at this age. To add to this, universities are usually located in cities which can further increase car insurance premiums’

Black Box Car Insurance For Students

One of the best ways to save money on student car insurance is with telematics insurance. Black box insurance or telematics insurance works by installing a small device in your car. This device will then monitor your driving habits. It will record the typical times that you use your car, your adherence to the speed limits as well as your driving style when it comes to braking, acceleration and cornering.
The safer you drive, the more your premiums can be lowered. Telematics insurance is a great way to receive a policy based on you as an individual, rather than just your age range. Furthermore, telematics insurance doesn’t impose any night-time restrictions for driving. However, if you typically drive at the times that are considered risky, such as midnight to 6am, then you may see an increase in premiums. However, if you typically drive at safer times during the day, then you may be able to save much-needed funds through cheaper car insurance.

MyFirst will also offer the best price at the beginning of the policy, so you don’t have to worry about performance-related schemes or midterm fines for excessive braking or acceleration, for example. What’s more, the MyFirst team know students are super-busy. With a telematics policy, you will receive a dedicated account manager who will keep you up to date on your driving dashboard and the progress of your policy, so you don’t have to worry.