When you first pass your driving test, there is nothing more liberating that getting rid of the ‘L’ plates and enjoy the freedom of the open road. However, this freedom usually ends abruptly when you start searching for new driver insurance. At MyFirstUK, we want to help make sure you can enjoy driving without extortionate insurance premiums.

MyFirstUK focuses solely on car insurance for young drivers; whether they are still learning or have passed their tests. We work with a range of insurance providers to find the best deals for new driver insurance, so you can enjoy driving without feeling like you have been priced off the road. We work hard to keep insurances prices for new drivers down. We have a range of cost-saving solutions such as black box insurance and hybrid insurance policies.

Cheap New Driver Insurance

The cost for new driver insurance can be staggering. After all, insurers base their premiums on risk and as 70% for fully comprehensive insurance claims are from people aged 18 – 21 years old, you can see why they are priced accordingly. Added to this is that one in five new drivers is involved in a crash within the first 12 months of passing their driving test. With less experience, insurance providers will typically up their premiums considerably. However, at MyFirstUK, we don’t think it is right to stereotype drivers. After all, each driver is different. We offer a range of black box insurance, also known as telematics insurance as an option for new driver policies. With MyFirstUK you can get the policy that you actually deserve, not just what your age range deserves.

Is Black Box Insurance Right For Me?

• Uses your driving style to assess your premiums
• No stereotyping
• Records all driving activity
• No night-time curfews
• 60% of drivers think black boxes make them a safer driver
• Dedicated account manager and dashboard to see how you are doing.

Black box insurance can save drivers around 25% in insurance premiums. It works by basing the cost of your premiums on your driving style. The black box will record aspects such as making sure speed limits are adhered to and monitoring your habits such as braking and cornering. However, you don’t need to worry; the black box understands that sudden braking may be necessary and will not impose a fine. Instead, it works to build up a picture of your driving habits and style and will price your premiums accordingly.

Do I Need New Driver Car Insurance?

For new drivers, car insurance is not something that can be avoided. If you are caught driving without insurance you could face a fine, court prosecution; your car may even be seized and destroyed.
It is also important to have the right insurance as driving on the wrong policy could invalidate your claim.

For example, you should never ask a parent or other person to ‘front’ your policy for a cheaper deal. You also need to remember to purchase new driver insurance when you pass your driving test. If you continue to drive on your learner car insurance, then you may invalidate your policy, and your insurer may not pay out if you make a claim.

One way to make sure you are always covered while you are learning and when you are a new driver is with MyFirstUK’s hybrid policy. You can chat to out helpful agents on web chat or by calling the team to find out more.