Under 21 Car Insurance 2017-04-25T10:11:14+00:00

Insurance for the under 21’s

Great value insurance for new drivers

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Car Insurance For New Drivers Under 21

If you’re a new driver and under the age of 21 we can save you money

Get in touch today and we will find you the best cover in the market at the cheapest possible price.

Getting car insurance for new drivers under 21 can feel like a ticket to freedom!

Learning to drive literally changes your life. From one day to the next, you have total freedom. Gone are the days when you have to wait on a freezing platform for a train that never comes. Or rely on buses that leave once in a blue moon. You can make plans to go where you like, with who you like – and most importantly, come home when you like!

There’s no day more exciting than the day you get your licence. But then you get hit with a nasty reality . . . car insurance.

We get the best insurance for new drivers under 21 from leading insurers

My First can help you compare insurance plans for young people, weighing up the pros and cons of each policy and helping you find one that feels comfortable. Price is important, but it’s not the only factor. We can help you understand how insurance works and decide whether it’s worth paying a little bit extra for enhanced cover – or not.

Car insurance for new drivers under the age of 21

We can help! Contact us today for free quotes.

0333 305 5116

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What to look out for when buying car insurance for new drivers under 21

Finding quality, cheap car insurance under 21 can be a challenge. Here are our tips for keeping costs down.

Comprehensive cover?

The most basic cover is Third Party insurance. This will be cheaper than Third Party Fire and Theft and  Comprehensive insurance, so may be a way to reduce costs. Beware that you have adequate protection though – a bump could be costly.

Consider telematics

If you are under 21, you’re statistically more likely to have an accident. Fitting a black box shows the insurer how you drive. Come renewal, provided you have driven sensibly, you could find yourself paying less.

Choose your car carefully

The lower your car’s ‘insurance group’ the cheaper the insurance will be. This should be a big consideration when buying your car if budget is an issue.

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New driver under 21? Want to save money on car insurance?

Call today and we’ll find the right policy for you.

How can I get the best car insurance for new drivers under 21 at the best price?

While it’s difficult to get really cheap car insurance for new drivers, it’s possible to reduce your premiums in various ways:

Consider black box insurance for new drivers

The more likely statistically a driver is to have an accident, the more expensive that person is to insure. But what if you could prove to insurers that you’re a careful and considerate driver? Luckily, modern technology now makes this possible.

Tracking devices (sometimes known as telematics or black box insurance) are gadgets that can be fitted to your car or installed on your mobile phone. They send your insurer details of your driving – not just speed, but timing of braking, accelerating and cornering – habits which can indicate good (or bad) driving.

By committing to black box insurance, you’ll allowing your insurer to see how you drive. If your insurer gets positive feedback on your driving, they may award you cheaper premiums after some time.

Pay voluntary excess on your new driver insurance

Excess is the portion of money you have to pay out of your own pocket if you make a claim on your car insurance. It’s normal for insurers to charge this excess before paying out, whatever the circumstances or whoever it to blame.

A way to reduce your insurance, if you’re confident of your driving, is to opt for a higher excess. For example, imagine you had an accident that cost £1,000 in repairs. Your insurance policy might state that you had to pay the first £300 yourself. By choosing to pay a higher excess – say £500 – you could reduce the price of your premiums.

Looking for cheap new driver insurance?

We can help! Contact us today for free quotes.

0333 305 5116

Contact us