Parents’ Car Insurance

For learners using a parents’ car

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Insurance For Learner Drivers On Parents Car

Adding a learner driver to your car insurance the easy way

If you’re learning to drive, chances are you’re borrowing a parents’ car for extra practice. Find out how to get insured with MyFirstUK. 

Why use MyFirstUK to get insurance for learner drivers on parents’ car?

If you’ve started lessons, you’ll know that while insurance on the instructor’s car is included in the price, at around £25 an hour, expenses soon mount up. In the UK, it’s estimated that an ‘average’ learner will need over 40 hours behind the wheel before passing their test. Borrowing a parents’ car for additional practice makes sense, but finding appropriate insurance for learner drivers on parents’ car can be time consuming and expensive. MyFirstUK is a specialist broker. We work with new, young and learner drivers (and their parents!), to help them find the best value cover around.

Thinking of adding a learner driver to your insurance?

We can help! Contact us today for free quotes.

0333 305 5116

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What do you need to consider when buying insurance for learner drivers on a parents’ car?

Knowing that your car insurance policy does what you need it to is essential to ensuring that both you and your parents’ minds are set to rest.  Here are some things to look out for:

Comprehensive cover

If you are driving someone else’s car, it probably makes sense to have fully comprehensive insurance – facing a hefty repair bill after a bump isn’t much fun!

Build a no-claims bonus

By taking out your own policy on a parents’ car (rather than being added to theirs) means you’ll build up no-claims discount access sooner rather than later

Parents’ policy protection

You can’t trigger a claim or affect your parents’ no-claims bonus if you’re not on their policy – so you won’t affect their premiums.

0333 305 5116

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Get insurance for learner drivers on parents’ car

Call today and we’ll find the right policy for you.

Adding a learner driver to your insurance

If you want to help your son or daughter through their driving lessons, letting them practice in your car could be a great help. But as you may already have found out, simply adding them to your own insurance policy might not be affordable – for you or them.

You’ll also have the worry that should the worse happen and they do have a bump, it could be you, as the insurance policy holder, who ends up paying more as you lose your no-claims bonus.

Here at MyFirstUK, we can help. As a broker who specialises in learner driver insurance, we have access to a range of policies from leading insurers that will protect you and your car – as well as saving your offspring some cash!

How to insure a learner driver and protect your own insurance policy

Arranging insurance for learner drivers on their parents’ cars through MyFirstUK means that your son or daughter will be covered by their own policy. That means your policy goes unaffected while they learn to drive. We’ll need some details of the vehicle, but that’s about all.

Better still, given that you’ll be hoping that they only need the practice for a few months, they don’t need to take out a full annual policy. Flexible cover means that they can be insured for as little as 28 days and ‘top up’ on a weekly basis, if needs be. As soon as they pass, they can flip their cover to a regular new driver policy.

So, speak with the team at MyFirstUK today. We’ll search the market for the policies that will best meet your requirements. We can get a range of quotes in minutes and have you on cover the same day.

Car insurance for learners using their parents’ car

We can help! Contact us today for free quotes.

0333 305 5116

Contact us

How much is it to insure a learner driver on a parents’ car?

Actually, price isn’t quite so much the issue. While it can be expensive to insure a young learner driver, learner insurance is typically less expensive than cover for drivers who have recently passed their test. This is because learner drivers rarely have serious accidents, while drivers who’ve passed, and are free to drive for the first time without an experienced driver sat next to them, are statistically more likely to have a crash.

There are two ways to be legally insured to practice driving a parents’ car. Either them adding you to their existing policy, or you taking out your own, separate learner driver policy. Being added to your parents’ policy might not be the best approach – it’s likely to ramp up their premium significantly as well as potentially cost them their no-claims bonus if you were to have a bump.

A specialist insurance policy for learners will allow flexible periods of cover (so that you can convert to a regular new driver policy as soon as you’ve passed your test), will mean that you start building up your own no-claims bonus, and will typically offer fully comprehensive cover.

Speak to MyFirstUK today. We’ll search the market and recommend a policy based on your requirements, leaving you free to practice your 3 point turns!

0333 305 5116

Contact us

Adding a learner driver to your insurance?

Call today and we’ll find the right policy for you.