Learner driver insurance

For drivers on a provisional license

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Learner Driver Insurance

Great value insurance for learner drivers on a provisional license

If you’re learning to drive, you may find the choice of insurance policies mind boggling. We’re here to help with choice and independent advice.

What is learner driver insurance for?

The best and most efficient way to learn to drive is by taking lessons from a professional instructor – and the national average is something like 40 lessons. However, you can normally reduce this number by getting lots of practice in between lessons. For this you’ll need to be insured on a car – and your best insurance option is probably a dedicated learner driver insurance policy.

Do I need my own car to be eligible for learner driver insurance?

The short answer to this is no. Learner driver insurance is available for both learners who own their car and those who want to practice in someone else’s – for example, your mum or dad’s. Many learner driver insurance policies require the car to be already insured, as they only insure you while you’re behind the wheel.

In most cases, insurance policies require you to be accompanied by a driver who’s at least 25 years old, fully insured, and has held a full UK licence for at least three years.

Looking for learner driver insurance?

We can help! Contact us today for free quotes.

0333 305 5116

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What does learner driver insurance include?

Policies vary – which is why it’s always good to speak with a specialist learner driver insurance broker, like MyFirstUK. However, there are a number of key features to look for:

Comprehensive cover

Ensures you are protected, whether for your own car or if practicing in a parents’ or friend’s.

Flexible period of cover

Arrange cover for 28 days or 12 months – its up to you! And when you pass, get new driver cover.

10% student discount

Some policies offer student discount, or a discount on new driver cover once you have passed your test.

No Claims Bonus protection

If you are learning in your parents’ or friend’s car, you won’t affect their no-claims in beth event of an accident.

Instant cover

Call us today and we’ll search out the best policy for you. We can have you protected same day.

Competitive prices

We only ‘do’ insurance for new drivers. We have great relationships with leading providers and can get attractive prices for you.

0333 305 5116

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Learner driver? Want to save money?

Call today and we’ll find the right policy for you.

What else should I consider when it comes to learner driver insurance?

Can I go on my mum or dad’s insurance?

It’s possible to be added as a named driver to a relative’s insurance policy, but not necessarily a good idea. Why? Because it may well send their premiums sky high, as well as jeopardise their no-claims bonus. Learner driver insurance tends to work out more economically.

How long does learner insurance last for?

Obviously when you take out learner driver insurance you don’t know when you’re going to pass your test. Insurers have thought of this, and learner driver policies can usually be converted to new-driver policies once you have your full license. One advantage of this is that you can start accruing a no-claims bonus sooner.

You can choose a short period of time to be insured as a learner, with policies available for as little as one day. However, if you’re thinking of getting learner insurance for a few months, it’s worth comparing the price with an annual policy, which can work out cheaper – especially if it includes a no-claims option, which will save you money in the long run.

Looking for learner driver insurance?

We can help! Contact us today for free quotes.

0333 305 5116

Contact us

Is learner driver insurance third party or comprehensive?

Almost all learner driver insurance policies are comprehensive, meaning they cover anything that happens to you or your car, as well as to other drivers and vehicles. This takes into the account the increased risks associated with inexperienced drivers. The downside is this makes learner driver insurance policies relatively expensive. However, insurers understand that the most inexperienced drivers are often those with the least cash, and have come up with ways to reduce the price of your premiums.

How can I get cheap learner driver insurance?

A really cheap learner driver insurance policy would be a bit suspicious. The best thing is to look for a quality policy with parameters that reduce risk. These include cover for limited times of the day, for example from 6am to 10pm, when statistically you’re less likely to have an accident.

Speak to an experienced broker like MyFirstUK who can help you identify your needs. They’ll use this information to find you the best-priced policy to save you money while ensuring you have total peace of mind.

0333 305 5116

Contact us

Learner driver? Want to save money?

Call today and we’ll find the right policy for you.