What else should I consider when it comes to learner driver insurance?
Can I go on my mum or dad’s insurance?
It’s possible to be added as a named driver to a relative’s insurance policy, but not necessarily a good idea. Why? Because it may well send their premiums sky high, as well as jeopardise their no-claims bonus. Learner driver insurance tends to work out more economically.
How long does learner insurance last for?
Obviously when you take out learner driver insurance you don’t know when you’re going to pass your test. Insurers have thought of this, and learner driver policies can usually be converted to new-driver policies once you have your full license. One advantage of this is that you can start accruing a no-claims bonus sooner.
You can choose a short period of time to be insured as a learner, with policies available for as little as one day. However, if you’re thinking of getting learner insurance for a few months, it’s worth comparing the price with an annual policy, which can work out cheaper – especially if it includes a no-claims option, which will save you money in the long run.