Whether you are learning to drive or have just passed your test, it is exciting to get behind the wheel and enjoy the independence that driving can bring. While being in the driver’s seat is fun and offers many practical benefits, new drivers often suffer from the high costs involved. Car insurance for young drivers is usually very expensive. However, at MyFirstUK, we want to make car insurance for young drivers more affordable and accessible with the right level of cover and protection that you need.

As new and young drivers have less experience on the roads, statistics show that young drivers are more likely to have an accident when driving. As a result, car insurance providers often charge a premium for young drivers to cover the risk. MyFirstUK specialises in car insurance for young drivers. We know the best tips and tricks to help lower your premiums. We work hard to understand your needs so that we can help to find you the best deal whether you have just got your first car or are still learning.

It is a legal requirement for all drivers to have some level of car insurance in the UK. If you are learning to drive solely with a driving instructor, then you do not need car insurance. However, if you want extra practice outside of your lessons, then you will need learner insurance to practice in a friend’s or relative’s car.

If you have passed your test, then you will undoubtedly need insurance to make the most of the freedom and opportunities that driving can bring.

There are three main types of insurance available to all drivers;

Third Party – This type of insurance will only cover you with damage caused to other people (thirdparties), their car and property. It will not cover damage to your vehicle.

Third Party, Fire and Theft – As well as covering damage caused to other people, this type of insurance will also have protection if your vehicle is stolen or lost because of fire.

Fully Comprehensive – As the name suggests, fully comprehensive insurance will cover all aspects listed above as well as offering protection against the damage to your own vehicle.

The expert advisors at MyFirstUK will thoroughly discuss your needs and situation in order to find the right insurance for you.